When small businesses get desperate for cash, the inclination to commit fraud increases. Where can they cut costs? Not with their employees, who would leave if wages were slashed or …

The IRS Wait is Over: Back to Reality  As a result of the pandemic, the IRS intermittently opened and closed throughout 2020, impacting their ability to maintain operations. They struggled to deal with basic business operations, such as opening the mail …

Tax Guard compared payroll tax deposit data for PPP recipients and non-recipients in order to assess how the PPP could impact credit risks. See our infographic to find out what we discovered.

Commercial lending has certainly seen its share of ups and downs this year, but arguably none have been more impacted than government-guaranteed lenders. Read on to learn how they’re navigating this lending rollercoaster ride.

3rd party tax data: the cutting edge difference between lending success and failure It’s a source of frustration for lenders and small businesses alike — a lack of credit data …

Risk management is at the core of banking, but what does the rise of big data do to the practice of credit risk management of lenders? At Tax Guard, we …

As the U.S. economy prepares to enter the 10th year of the current economic expansion, memories of the Great Recession are fading. Buoyed by stable interest rates, small and medium-sized …

The saying “knowledge is power” is not wasted on credit risk professionals. For the most successful non-bank alternative lenders, the wellspring of knowledge is rooted in their data  – but …

Sometimes what’s not revealed by the storyteller is the most important part of a story. Ernest Hemingway, the great American author, made famous what he called the “Iceberg Theory”, also known as …

“Trust is always earned, never given” -R. Williams In the old days, you could walk right into a bank, and they’d know you, your friends, where you lived, and where …