With today’s economic uncertainty, lenders seeking to protect their institutions from bad loans turn down small business credit applications at a higher rate than consumer applications. What’s the answer for small business lenders? Read more to find out.

Synthetic identity fraud is one of the most significant and problematic threats facing commercial lenders today. According to the U.S. Federal Trade Commission, it’s the fastest-growing and hardest-to-detect form of identity theft. …

The saying “knowledge is power” is not wasted on credit risk professionals. For the most successful non-bank alternative lenders, the wellspring of knowledge is rooted in their data  – but …

Sometimes what’s not revealed by the storyteller is the most important part of a story. Ernest Hemingway, the great American author, made famous what he called the “Iceberg Theory”, also known as …

All commercial lenders, regardless of the type of financing offered, have some mix of due diligence in their credit decision process. Whether it’s a function of the pre-closing evaluation or …