3rd party tax data: the cutting edge difference between lending success and failure It’s a source of frustration for lenders and small businesses alike — a lack of credit data …

The saying “knowledge is power” is not wasted on credit risk professionals. For the most successful non-bank alternative lenders, the wellspring of knowledge is rooted in their data  – but …

After reading our previous blog post, “Five Key Things to Understand About the 45-Day Rule,” you should have a good idea as to how the IRS’s 45-day rule works.  In …

“The failure to pay the collected taxes will frequently, but not always, signal that the business is about to fail.”  Keith Fogg, Professor of Law, Villanova University School of Law, …

This article was originally published in Commercial Factor and focuses on important trends at the IRS.  Knowing these trends you are able to be more proactive with the IRS.   A leg is perceived to be …

If you’re a lender trying to determine whether or not a borrower has an outstanding tax liability to the IRS, you likely search public records to detect if any federal …

Let’s make a deal. You pay me to go knocking on the door of each and every county clerk and recorder in the country to screen your client for liens …

All commercial lenders, regardless of the type of financing offered, have some mix of due diligence in their credit decision process. Whether it’s a function of the pre-closing evaluation or …

If you’ve ever purchased a home, you may remember that in the middle of that long, tedious closing one momentous and yet concise document was suddenly pushed before you. There …