Tax Guard and Lama AI Partner to Bring Agentic Automation to IRS Tax Verification in Commercial Lending Published November 3, 2026
Lama AI agents automatically initiate, retrieve, and reconcile verified IRS tax data within the lending workflow, reducing manual work while keeping lender policies and credit judgment in control.
WESTMINSTER, Colo. — Nov. 3, 2026 — Tax Guard, a Cogency Global company providing IRS-sourced tax data and risk insights to lenders, today announced a partnership with Lama AI, the first AI-native platform for small business and commercial lending.
The partnership integrates Tax Guard’s verified IRS tax transcripts directly into Lama AI’s automated lending workflow, helping lenders access and act on trusted tax data faster while maintaining human oversight of credit decisions.
For lenders, obtaining and reconciling tax transcripts can be a time-consuming, error-prone step in loan origination. Incorrect addresses, incomplete information, and manual reconciliation against borrower-provided tax returns can create unnecessary delays and additional work. Tax Guard and Lama AI are bringing verified data and intelligent automation together to reduce that friction, reducing manual work by 95% and cutting end-to-end processing times by 80%.
“AI can take hours of manual work off a lender’s plate, but automation is only as valuable as the information behind it,” said Pieter Leenhouts, Vice President of Sales at Cogency Global. “By integrating verified IRS tax transcripts directly into Lama AI’s platform, we’re combining the speed of automation with trusted data, helping lenders work more efficiently while keeping human judgment at the center of credit decisions.”
Bringing verified data into the automated lending workflow
Based on each lender’s policies, Lama AI’s agents identify when an application is ready for tax transcript verification, generate required disclosures and IRS Form 8821, and use information from uploaded tax returns to reduce manual data entry and avoid preventable errors.
Once authorization is complete, the integration automatically triggers the Tax Guard order. When verified IRS transcripts are returned, Lama AI’s agents reconcile the data against the applicant’s submitted tax returns and flag discrepancies for human review, giving lenders clearer information to support their credit decisions.
“When banks can serve a broader range of businesses faster and more profitably, they gain new avenues for growth, and more businesses gain access to bank capital,” said Omri Yacubovich, CEO of Lama AI. “That’s the opportunity we’re working toward for our clients, alongside partners like Tax Guard.”
The partnership reflects a shared vision for the future of lending technology: automating complex processes while grounding credit decisions in trusted data and human judgment.
To learn more about Tax Guard, visit tax-guard.com. To learn more about Cogency Global, visit cogencyglobal.com. For more information about Lama AI, visit lama.ai.
About Tax Guard
Cogency Global provides corporate compliance, statutory representation, secured transaction and lending due diligence solutions to organizations worldwide.
Tax Guard, a Cogency Global company, provides IRS-sourced tax data and risk insights that help lenders strengthen underwriting, due diligence and portfolio monitoring. Founded in 2009 and headquartered in Westminster, Colorado, Tax Guard helps lenders verify borrower information, identify potential tax risk and make more informed lending decisions.
About Lama AI
Lama AI provides AI-native loan origination infrastructure for community and regional banks. Its platform helps automate intake, borrower assistance, document collection, underwriting preparation, decisioning workflows, closing, and portfolio monitoring, enabling banks to scale lending operations while reducing manual work. Trusted by leading community and regional banks, Lama AI helps lenders move faster, improve borrower experience, and preserve the credit discipline, oversight, and compliance standards required in regulated lending. Lama AI is on a mission to expand access to fair, profitable capital for businesses and beyond. Learn more at lama.ai.
Media Contacts
Tax Guard / Cogency Global
claire@hirschleatherwood.com
Lama AI
press@lama.ai
