Synthetic identity fraud is one of the most significant and problematic threats facing commercial lenders today. According to the U.S. Federal Trade Commission, it’s the fastest-growing and hardest-to-detect form of identity theft. …

As the U.S. economy prepares to enter the 10th year of the current economic expansion, memories of the Great Recession are fading. Buoyed by stable interest rates, small and medium-sized …

The saying “knowledge is power” is not wasted on credit risk professionals. For the most successful non-bank alternative lenders, the wellspring of knowledge is rooted in their data  – but …

Lenders frequently ask about the differences between a limited liability company’s (LLC’s) tax consequences and its exposure to liability. The question usually takes the following form: “I have a client …

To wrap up our blog series on commercial lending fraud, we’ve invited one of our clients, Kimberly Winters, VP, Underwriting at Triumph Business Capital, to participate in a Q&A session …

In our previous post, “The Art and Science of Sniffing out Fraud”, we discussed the distinction between those business loan applicants that are committing large-scale, criminal fraud and those that …

Art and science are both skills that a commercial lending underwriter takes to work every day. With responsibility for reducing lender risk and exposure, they are on the frontlines verifying …

In our previous posts on the 45-Day Rule, we touched on what you need to understand about the 45-Day rule itself and walked through a typical funding scenario where the …

After reading our previous blog post, “Five Key Things to Understand About the 45-Day Rule,” you should have a good idea as to how the IRS’s 45-day rule works.  In …

Most factors have heard of the 45-Day Rule, but the intricacies and complexity involved can certainly make it confusing. Given that there are a lot of aspects of the rule …

“Trust is always earned, never given” -R. Williams In the old days, you could walk right into a bank, and they’d know you, your friends, where you lived, and where …

Boulder, Colo., August 15, 2018 – Inc. magazine today ranked Tax Guard, a due diligence and risk management service for lenders, No. 3230 on its 37th annual Inc. 5000, the …